What are the Facilities Available with Bajaj Finserv Health EMI Card?

You may have to bear various medical expenses during a treatment process, from consultation to purchasing medicines. It may become difficult for you to arrange necessary funds to initiate treatment quickly during such health emergencies. 

The Bajaj Finserv Health EMI Network Card can give you a significant financial respite during these emergencies. It lets you convert all your medical bills into manageable instalments. This way, you can easily repay all your healthcare expenses from next month.

Facilities of Bajaj Finserv Health EMI Network Card

Here are some special advantages you can get by availing this card:

Pre-approved credit limit

Bajaj Finserv Health EMI Network Card entitles you to take a loan of up to Rs. 4 Lakhs for a flexible repayment period of up to 24 months. This way, the card ensures that the treatment process does not get delayed during health emergencies. You can use the borrowed amount to meet any health expenses.

Affordable membership charge

With an affordable annual membership charge starting from Rs. 707, you can get all the benefits of this health card. This small investment ensures financial assistance for the whole year.

Complimentary personal accident insurance

The Bajaj Finserv Health EMI Network Card also covers you with a complimentary personal accident insurance policy. You can claim up to Rs. 1 Lakh to cover treatment expenses following an accident during the validity period.

Coverage for all family members

You can convert the medical expenses of all your family members into small and affordable EMIs and start repaying bills from the next month.

Special offers

This card also entitles you to get a preventive healthcare check-up free of cost. Additionally, you can obtain free tele-consultations up to 10 times with specialist doctors from all over the country. 

Extensive range of treatments 

You can cover medical expenses of various treatments and medical surgery, including diagnostic care, bariatric surgery, cardiac surgery, general surgery, urology treatments, maternity care etc.

In this regard, you also need to know that a health insurance policy covers the majority of your medical bills only if they do not fall under exclusion criteria. The financial assistance from the insurer may also come late. During the validity period of your membership, you can take a loan up to Rs. 40 Lakhs immediately and start the treatment procedures.

How to Apply for the Bajaj Finserv Health EMI Network Card

Here is a step-by-step process for applying for the health card:

Step 1: Visit the official Bajaj Finserv portal on the Bajaj Markets website

Step 2: Navigate to the page of this health card

Step 3: Click on ‘Apply Now’

Step 4: Provide your registered mobile number and verify it with the OTP received 

At this stage, you can view the offer and credit limit of the Bajaj Finserv Health EMI Card. 

After getting the credit card, you will be able to pay medical bills using it in more than 11,000 partnered hospitals across the country. In this regard, you may also need to be aware of how to find hospitals that accept this card.

How to Locate a Bajaj Finserv Partnered Hospital

You need to follow the steps mentioned below to know which hospital partners with Bajaj Finserv:

Step 1: Visit the official website of Bajaj Finserv Health

Step 2: Go to ‘EMI Network’

Step 3: Click on ‘Bajaj Health EMI Card’ from the dropdown list 

Step 4: Go to the ‘Locate the Nearest Hospital’ section

Step 5: Click on ‘Locate Now’

Step 6: Select your city in the search bar

Upon completing these easy steps, you will be able to identify which hospital you can visit to get medical treatment using the health card.

Procedure to Use the Bajaj Finserv EMI Network Health Card at a Partner Hospital

You need to visit the hospital and inform the partner hospital that you want to pay your bills using the Bajaj Finserv Health EMI Network Card. After this, you have to choose the repayment period according to your financial capacity. With this simple process, you can repay all your bills in monthly instalments.

Thus, with the help of the Bajaj FInserv Health EMI Network Card, you can easily pay your medical bills. You can repay the entire expense in instalments from the following month. This way, you can ensure that you can get substantial financial assistance during a medical emergency.